Should Student Loan Debt Be Forgiven?

Most Americans would concur that advanced education is significant. Contrasted with years back, when a secondary school instruction was adequate in many occupations, a higher education is presently required in most of positions. Be that as it may, imagine a scenario in which you can’t stand to get a degree. What then?For many, understudy credits are the best way to back one’s instruction. Paying cash based just isn’t a reality for most, so they depend on state and national government to give them the assets to go to class, purchase course readings, and even compensation for food and lodging. Leave all necessary signatures, and out of nowhere a financed or unsubsidized advance appears as a credit on your understudy account.Any overage is paid to you with a money order to cover miscellaneous items. This procedure gets rehashed each semester, for whatever length of time that you go to class. Everything appears to be simple and worthy †until you graduate (or don ’t graduate, whichever the case may be).The day you leave school, a six-month clock begins ticking toward your first installment. Hold on, you mean school costs cash? Tragically, some aren’t ready to make sure about a position immediately that can permit them the monetary capacity to begin making installment on their advances. It can take as long as two years for some school graduates to discover a job.In the interim, those credits are still due and payable. There are a wide range of opportunities for reimbursement: salary touchy plans, joblessness delays, graduated installments, and even pardoning programs for specific occupations like medical attendants, educators, and open servants.But shouldn't something be said about the remainder of the obligation holders? What befalls them on the off chance that they can’t make their installments? Understudy credit obligation today approaches $1 trillion dollars, as indicated by the Consumer Financial Protection Bureau. C onsiderably all the more terrifying, the Wall Street Journal reports about 40% of understudy advance holders are in default or have postponed their payments.Student advance obligation has now really outperformed complete charge card obligation in the US. There are various invitations to take action for potential answers for this issue. The fundamental issue I have with them is they don’t really produce into results HOW we got into this position, or how to dodge it from happening again later on. As a component of his re-appointment offer, President Obama presented his answer, alluded to as the 10-10 arrangement. This arrangement permits graduates to just compensation 10% of their all out pay as credit installments, and excuse anything that remains after 10 years.This plan requires a borrower to have a money related difficulty, and the installment sum, in light of 10% of pay, is straightened out yearly. By and large, this pardoning will add up to some place around 80% of the fi rst advance sum. That appears to be a horrendously steep punishment for the US to pay, just on the grounds that they think they can.These borrowers are presently, ideally, out in the work world creation a sensible salary so they are in reality prone to have the option to make installments. Absolution by then isn't generally vital. In a salary touchy reimbursement plan, the pace of the installment goes up, in view of the pay of a borrower expanding as well.Rather than pardoning the rest of, cutting financing costs or bringing down the installment sum appear as though better arrangements in that they give help to battling borrowers, in any case the obligation is repaid.There are others requiring a full scale bailout, like the AIG or GE bailout, intended to support the economy. The expectation is those with pardoned credits will return that cash to the economy, at any rate temporarily. In any case, who’s to state that’s where they’ll put their cash? What befalls th e following round of graduates? They’ll be graduating with a sworn off end that their advances will be excused as well.And why not? That’s what an arrangement like this would persuade. Mitchell Weiss, assistant educator at the University of Hartford's Barney School of Business in Connecticut, accepts any sort of credit is eventually given on a kind of trust. â€Å"If I advance you some cash, I believe that you're going to take care of it to me,† he says. â€Å"Wholesale pardoning, acquittal †anything you desire to call it †will on a very basic level subvert a procedure that is completely incorporated inside our general public. † Moreover, it doesn't generally take care of the issue, says Professor Weiss.A Facebook page began by an irate graduate school graduate without intends to reimburse his credits has started a request to help a one-time, no matter how you look at it advance pardoning. Begun by Robert Applebaum, the gathering requires a fina ncial lift by pardoning all exceptional government loans.In the appeal, Applebaum says, â€Å"Forgiving the understudy credit obligation of all Americans will have a prompt stimulative impact on our economy†. â€Å"With the stroke of the president's pen, a great many Americans would abruptly have hundreds, or at times, a large number of additional dollars in their pockets every single month to spend on sickly divisions of the economy.†Basically, the effectively stressed government would be enduring the shot for billions of dollars, in light of the expectation that this cash would discover its way back to our neighborhood and national economy. The fundamental issue I see is you can't ensure this is the thing that will occur. It sets the entire Federal Loan framework up for breakdown. HR1330 is another bill as of late presented, which could give some truly necessary help to borrowers. Rather than a bailout, this sort of plan would permit intrigue free suspensions to borr owers who become jobless or who are taken on the current 10-10 plan.Important to note is that it constrains the absolution stood to new borrowers. Be that as it may, here once more, it’s a momentary answer for an exceptionally long haul issue. Individuals on the two sides, and some place in the center, for the most part have solid sentiments about the drawn out advantages or non-advantages of an arrangement like this. CNBC reports the issue with an arrangement like this is three-overlay: â€Å"The misfortunes must be borne by somebody, likely the taxpayer†. Essentially, the cash to rescue school moves on from reimbursing their advances needs to originate from some place. It can likewise be known as a â€Å"moral hazard†, in that it rewards or certainly empowers rash behavior.Also, a one-time bailout of the current advance holders could unequivocally urge future alumni to depend on the chance of another bailout later on. As a returning understudy with a heap of u nderstudy advance obligation of my own, I see the issue from the borrower’s point of view. As a Business Management understudy, however, I additionally observe it through â€Å"Economic Eyes†. At the danger of sounding old and maternal, I think pardoning just permits the issue to continue rehashing for my age, my children’s age, and those to come.In a similar attitude that I could never purchase my youngster a vehicle altogether, for dread they’d have no proprietorship in it or regard for it, I basically don’t accept that rescuing borrowers is a decent arrangement either.I dread we show our kids that inasmuch as there are heaps of others in a similar difficulty, there is government alleviation accessible. The cost is at last paid as much increasingly national obligation. Truly, a monetary lift may be great for the time being, yet the drawn out impacts of that lift will be felt for a considerable length of time a short time later.

Stakeholder Theory free essay sample

Before it was felt that business and morals were an ironic expression, two terms that would never coincide together in our general public, anyway this video on Stakeholder Theory has demonstrated something else. The video discussed different thoughts/subjects concerning Stakeholder Theory based on what is a partner with the impacts of innovation in our quick paced society today. R. Edward Freeman began the video by clarifying how partner hypothesis began. He gave a model from the get-go in the video of himself and not many associates who needed to put out an article around 30 years prior introducing the possibility of Stakeholder Theory through a neighborhood paper. The paper editorial manager got back to and prompted Freeman he had a grammatical error in the title from â€Å"Stakeholder† to â€Å"Shareholder. † around then the paper editorial manager had no clue there was a distinction between the two. Well what is the distinction? An investor claims some portion of the organization through stocks, or different structures. We will compose a custom exposition test on Partner Theory or then again any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Partners are not items, or records, or resources, but instead they are real no nonsense people with faces. Since they are real people they are additionally clients who are straightforwardly influenced by the conduct of an association and they hold a stake in its exhibition. The activity of a partner is to discover a way to deal with esteem creation. So as to do as such, they should discover a crossing point of interests; practically like a chart you would attract financial matters where the flexibly and request bend meets making balance. To discover crosses of intrigue it includes finding and looking for circumstance, or basically the craft of not making tradeoffs. Freeman gave us a case of tradeoffs and scanning for circumstance. It included a compound organization who was famous for an extraordinary measure of contamination. The CEO had a difference in heart and needed to totally dispense with contamination and exhorted his architects that they expected to make sense of an approach to end it. The designers quickly reacted and prompted there was no conceivable way, so the CEO expressed that they would need to close down the organization. In the end, the architects found an arrangement to help kill the contamination. In this model the organization didn't acknowledge the exchange off. Long story short, in the event that you hope to perceive how interests go a similar way, you may discover an answer, yet you probably won't discover one either, yet it’s better than not attempting by any means. Another model is consider this thought regarding music. It’s as though everybody was playing various notes and their own instruments, yet when they all work together and go a similar way they may make an agreement. Partner Theory was created as a business procedure; anyway there was a feeling of combination missing between the term business and morals. This video clarified that when contemplating partners it’s considering business, yet in addition when you’re pondering partners you should likewise consider morals. So the possibility of business and morals being a confusing expression is silly. This relates back to a point titled â€Å"Saints and Sinners† that was included in the film with R. Edward Freeman. He talked about that holy people ran business morally and the delinquents gave no consideration to morals. In any case, for what reason does it need to be either? A business includes people and morals is the investigation of human conduct. This is the thing that Freeman was stating; these two terms relate with one another. Be that as it may, the Stakeholder Theory was additionally missing the combination among different zones. Overseeing for partners is about what organizations and free enterprise is. It’s additionally about morals, technique, corporate obligation, common society, yet it’s for the most part pretty much the entirety of that and how you set up those things and recount to another tale about private enterprise. At long last private enterprise is about how we make an incentive for one another, or our partners, not about rivalry. How well we as a whole help out one another decides the measure of significant worth we can make for one another, which thusly makes more trust, since when the open doesn’t trust a business, who does? Partner Theory is mind boggling when you need to set aside the effort to work it out and clarify it, yet in the event that you make a stride back and take a gander at organizations today, you will see Stakeholder Theory is an extremely normal, regular subject, it is simply a question of what you are searching for. On the off chance that people are searching for tradeoffs, they will discover a huge number of tradeoffs accessible for them, yet the genuine achievement lies with the individuals who accomplish and discover the coordination and convergence purpose of everything that truly matters in private enterprise, making Stakeholder Theory. Partner Theory free exposition test Section An: Introduction †Organization foundation Part B: Market Stakeholders for BIFF Sdn Bhd 1. Provider 2. Client 3. Boss Part C: Non Market Stakeholders for BIFF Sdn Bhd 1. Neighborhood Community 2. Media 3. Government Part D: Suggestion on the most proficient method to create and keep up the relationship with recognized partners 1. Have an immediate discourse 2. Give assortment of observing strategy 3. Compose action to create enthusiasm of partner Part E: Conclusion References 2 OUMM 3203 INTRODUCTION Berkat Ilham Frozen Food Sdn Bhd is a solidified food provider. This organization was established on 26th December 2000 and started business activity in 2002. It was situated at Bandar Baru Senawang, Negeri Sembilan. It presently has 100 staff including General Manager, Human Resource Manager, Quality Safety Manager, Sales Manager, Finance Manager, Production Manager and Logistic Coordinator. The items offered are of different sort of nearby food and western food that has been redesign as a solidified food to satisfy the clients need. This business was enlivened by previous curry puffs creator that working together in little scope, subsequent to getting direction from FAMA on solidified food preparing and specialized counsel in this procedure, it has been popularize to help food showcase business. We will compose a custom exposition test on Partner Theory or then again any comparative theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page This item has been flexibly to each of the 711, Hypermarket, Mini Market and furthermore to the cafeteria around Negeri Sembilan. Presently this organization are intending to extend their business worldwide through Small Medium Enterprise under direction of government. Our Mission ? To turn into the pioneer in the food and drink industry through our top notch food and refreshment assortment just as unrivaled client support. ? To choose, hold and instruct a profoundly gifted, inspired and responsive staff for the development of the association and the country. ? To address all difficulties with devotion and responsibility and to set guidelines that other will endeavor to copy. ? To become first Halal food provider that will be perceive around the world. Source from: http://foodking. com. my/about-us/3 OUMM 3203 An association diagram for Berkat Ilham Frozen Food Sdn Bhd. Senior supervisor Secretary Human Resource Manager Quality Safety Manager Sales Manager Finance Manager Production Manager Asst. HR Manager QC Supervisor Asst. Project lead Asst. Fund Manager Production Supervisor Clerk 1 Incoming QC Clerk 2 Process QC Accountant Strategic Coordinator Logistic Supervisor Technician General laborer Finish Product QC Document Controller 4 OUMM 3203 PART B : MARKET STAKEHOLDERS FOR BIFF SDN BHD Stakeholder has been characterizing as an individual, gathering or association that has premium or worry in an association. They can influence or be influenced by the associations activities, destinations and strategies. A few instances of key partners are loan bosses, chiefs, workers, government (and its organizations), proprietors (investors), providers, associations, and the network from which the business draws its assets. Source from : http://www. businessdictionary. com/definition/partner. html 1. Provider A gathering that provisions products or administrations. A provider might be recognized from a temporary worker or subcontractor, who generally adds specific contribution to expectations. Likewise called as seller. To guarantee that there is sufficient element for creation to run. Ensure that the gracefully will be accessible on schedule. For that the unwavering quality of the agreement and ensured of installment inside specified period ought to be given need. Source from: http://www. businessdictionary. com/definition/provider. html 1. 1 Reliability of agreement With the dependability of agreement give. It will guarantee that the fixing will be gracefully according to quality necessity and decrease the market cost from variance. By marking an agreement, they will undoubtedly satisfy to the organization quality and standard necessity to guarantee that this issue won't influence our profitability and it likewise it will assist with guaranteeing there is no agreement misrepresentation happens. With great provider we can keep up our quality and profitability. 5 OUMM 3203 1. 2 Method of installment It is significance so as to be console the business development , the installment are relied upon to be paid quickly to guarantee both gathering enthusiasm being keep up in order to guarantee business development, installment is required to be paid instantly to guarantee the interests of the two gatherings can be kept up for a more drawn out period. Meanwhile the certainty ought to be planted with the goal that the nature of materials is kept up. 2. Client A gathering that gets or devours items (merchandise or benefits) and can pick between various items and providers. Source from: http://www. businessdictionary. com/definition/client. html When we look from the perspective of the client, they are the purchaser of our item. It show that the significant job as a significant partner and give huge impact in our market. Their elite force will impact nearby network. Subsequently

How to Write an APA Essay Outline Free

How to Write an APA Essay Outline FreeAn APA essay outline is the basis for the APA format. The outline is an easy to use structure that has been created for each of the writing programs by the APA. In this guide, you will find out how to write an APA essay outline that is free. The best part is that you can take it and use it on your next APA essay.Once you know the topics of your paper, the next step is to choose the topic of your paper. There are lots of choices, and you might get confused. An APA outline will guide you to the right choice. A small sample from your local library is always a good idea. Sample APA paper will show you what topics are covered, along with examples.To help you make up your mind, you might want to read a large sample or even a sample with footnotes. You can even do a Google search on the topics. The topic you choose will be a big part of your paper. Some people just research things they already know about.Many people choose a topic from examples they hav e seen in example research papers. Research is important, but it can be time consuming. Using an outline will save you lots of time and let you get on with the actual research. Many topics on the sample are tried and true. You can use these topics to start the research, but keep in mind that it is still critical to research the material.You may also want to work with a paper template or outline to help you write the short paragraphs. You will find that if you study with an outline, you will not lose your train of thought or lose focus. It will take you less time to type in a lot of information into the outline, and the results will be better. You can also write in a notebook or a whiteboard.Try to find some examples in the internet or examples from example research papers. You will find that most guides can be downloaded. Some are free, while others cost a fee. The free ones are usually not as detailed, but you can always pay for more detailed.You will find that there are so many we bsites that provide examples, but they are not all free. There are sites that will allow you to download one of their examples for a small fee. Even though it is not free, the fee is worth it.After you finish writing your outline, you will find that you have a much easier time finishing your paper. If you are having trouble writing your outline, there are sites that are set up to help you write one.

The United States’ Lack of Mental Health Care - 1598 Words

About 75-80 million people in the United States are mentally ill to some extent (For the Mentally Ill, Finding Treatment Grows Harder). Many people are unaware of the treatments for the mentally ill and how few resources are available. Yes, if society looks from where society has come with the development of treatments, it has come a long ways. There is still more knowledge to be uncovered to ensure the United States gives the mentally ill care equal to what the United States gives the physically ill. Even though research has advanced immensely in the understanding of sanity vs. insanity, the United States needs to do more for those who are mentally ill through diagnosis and aid. â€Å"Mental illness refers to a wide range of mental health†¦show more content†¦Many people like Thomas Aquinas had a huge risk of losing their practice for thinking mental illness came from insanity and other psychological theories other than demonic association (Thompson 9-10). The idea of witchcraft continued until the 1700’s. The word lunatic became the new term for describing those who were mentally ill. Thousands of people were sent to asylums and treated like wild animals by intimidation, physical abuse, bloodletting, straightjackets, and many other punishments that were similar to the treatments generally reserved for criminal practices (Thompson 11). There were still no specific identifications for the different mental issues in people. After people began to see the horrors of the mental asylums, the ideas of how to care for the mentally ill had to change. As treatments improved to pharmaceuticals and other methods, the common names of disorders began to emerge. Disorders such as Alzheimer’s and schizophrenia came to be public knowledge. The idea that the problem of mental illness had an actual reason caused others to realize other than supernatural reasons were realized for a reason why all of the people who had mentally disorders were considered crazy. Many neurobiologists have found that these mental illnesses came from a mix of reasons like chemical imbalances, life experiences, the environment the fetus lived in, or inherited traits. From the 1800’s to the present day, many people did not, and still do not, go to the proper places toShow MoreRelatedInadequacy Of The United States Mental Health Care System1104 Words   |  5 Pagesof the United States Mental Health Care System: Barriers to Care According to the World Health Organization, mental illness will affect approximately 25% of people at some point in their life (â€Å"WHO Qualityrights†, n.d.). Despite that, the current mental health care system in the United States is inadequate. Many aspects of the system need improving, especially the barriers to service. In fact, approximately 20% of individuals are left without necessary treatment for their mental health disorderRead MoreLack Of Treatment For Mental Illness1523 Words   |  7 Pages Problem Statement: The World Health Association defines ‘good’ health as: â€Å"a state of complete physical, mental, and social well-being and not merely the absence of disease or infirmity.† However, in the United States, access to care and funding for mental health care are grossly neglected and underfunded in comparison to other aspects of health care. At the individual level, lack of proper treatment for poor mental health and mental illness has a detrimental effect. At a population level, societyRead MoreSynthesis Of Two Variables : Rural And Access To Mental Health Providers850 Words   |  4 PagesVariables: Rural and Access to Mental Health Providers Annie N. Brown Duquesne University Synthesis of Two Variables: Rural and Access to Mental Health Providers Research requires the nursing scientists to explore the context of problems encountered. In order to identify targeted directions to hone efforts researchers must first identify the variables to be studied. The purpose of this paper is to synthesize the variables of Rural and Access to Mental Health Providers. Definition ofRead MoreThe Mental Health Care System1414 Words   |  6 PagesThe Mental Health Care system is really important to our society. What might happen if the workforce in the Mental Health System didn t meet the qualifications to support the mentally ill? It means thousands of people with mental health problems are at risk of not getting the urgent care in emergencies because of a lack in staff and supplies. For the most part America has a better control on their Mental Health Care System, but it is a whole different story in the United Kingdom. One thousand peopleRead MoreThe Mental Illness Of The United States Essay1652 Words   |  7 Pagespeople in the United States that have a mental illness that is either not able to be treated or is never diagnosed at all. This is because treatment is very expensive and hard to access, and without proactive care of the mentally ill there can be various unfortunate outcomes, sadly including, death. So, why is access to mental health care so limited and what is the government of Ohio doing to solve it and what else should be done? Mental illnesses are very common in the United States, with one inRead MoreChildhood Depression And Attention Deficit Hyperactivity Disorder1536 Words   |  7 PagesChildhood Mental Disorders, such as anxiety, depression and attention deficit hyperactivity disorder, are chronic health conditions that present between birth and age 18.1 Mental disorders are characterized as a â€Å"combination of abnormal thoughts, emotions, and behaviors†2 that may impair a child’s functioning in school, at home, and in everyday life. They are caused by a combination of biological and environmental factors i.e. a family history of anxiety and living below the poverty line. CDC estimatesRead MoreThe Link Between Homelessness And Mental Health983 Words   |  4 PagesWhat’s the issue? The lack of mental health services available to the mentally-ill and the deinstitutionalization of mental health hospitals have created a public health concern. These issues along with a failed continuum of care plans and a lack of community mental health services have been major contributing factors to homelessness. In addition, the strict guidelines for psychiatric hospitalization are critical when analyzing homelessness. In many cases, only the critically ill are meeting clinicalRead MoreMental Health For The Mentally Ill999 Words   |  4 PagesMental Health Brief What’s the issue? The lack of mental health services available to the mentally-ill and the deinstitutionalization of mental health hospitals have created a public health concern. These issues along with failed continuum of care strategies and a lack of community mental health services are major contributing factors to homelessness. In addition, the strict guidelines for psychiatric hospitalization are critical when analyzing homelessness among the mentally-ill. In many cases,Read MoreLack Of Adequate Discharge Planning For Incarcerated Adults With Serious Mental Illness986 Words   |  4 PagesIn the United States, over the past 200 years, the practice of federal and state governmental treatment and geographical disposition of the seriously mentally ill has seemed cyclical. Essentially, persons with serious mental illness went from community-living to incarceration to hospitalization to community-living and finally back to incarceration (Matjekowski, Draine, Solomon Salzer, 2011, Ostermann Matjekow ski, 2014 Raphael Stoll, 2013). Currently, the United States has a federal mandateRead MoreMental Health Among Latino Communities Essay1172 Words   |  5 PagesIntroduction to Mental Health Among Latino Communities In the United States, the Latino American population has risen by over 40% within the past decade and accounts for over 17.1% of the Nations society. In 2050, the Latino Community is expected to make up nearly one-fourth of the population and 2/3 of the U.S. Hispanics are from the Mexican-American Subgroup. In the United States, there has been extensive research examining the prevalence of varying psychiatric disorders among the Latino Hispanic

Poetry

Relationship Between Corporate Governance And Risk...

ABSTRACT This paper identifies and talks about the relationship between corporate governance and risk management of high technology firms, with publicly listed Australian biotechnology organizations as for example. It displays a governance structure that better deals with the various complex risks such organizations face. INTRODUCTION The current global financial crisis has seen the breakdown of various organizations universally, showing that no industry or ward is invulnerable from insufficient or wrong risk management. In the light of the current global financial crisis, we examine the requirement for suitable risk management, planning, and control and the requirement for organizations to reassess their governance structure to†¦show more content†¦Risk Management Frameworks, for example, ERM (Enterprise Risk Management) and Business Continuity Planning, also called Disaster Recovery Planning or contingency planning, are center components of gathering risk management methods. ERM is the systems and procedures used by associations to oversee hazards and seize opportunities identified with the accomplish their goals. ERM supports the board and the organization to guarantee that administration earnestly work through a procedure of distinguishing and investigating risks, with a specific end goal to settle o n educated choices. Importantly a successful Risk Management scheme will help in guaranteeing less surprises, improving management and abuse of chances, enhancing and execution, upgrading data preparing and correspondence, enhancing responsibility, assurance and governance, improving reputation, and expanding insurance of directors. ERM ought to upgrade disclosure to organisation chiefs and officers, which in turn aids in better management of the business and enhanced transparency of management (Joint Technical Committee OB-007, Risk Management, 2005). ERM obliges an organized methodology to risk assessment, and collection of risk into a more elevated amount risk profile report, and additionally a prioritization of risks (Espersen 2002). Bowling and Rieger (2005) examine how actualizing a full ERM Framework can take a few years. Numerous organisations start byShow MoreRelatedUse Of Internal Audit By Australian Companies1117 Words   |  5 Pagesfunction and it is strongly related with risk management, indication of effective internal controls and efficient corporate governance. This study is based on the work done by Jenny Goodwin-Stewart and Pamela Kent(2006). They examined and study the data from the annual reports of public listed companies. This paper also provides detailed information on the need of Internal Audit and examines the relationship between the size of the firm and strong corporate governance through evolution of different hypothesisRead MoreAdelphia Case 1 Essay1058 Words   |  5 PagesAdelphia Case Summary The Allegations: Prosecutors say members of the cable companys founding family and two former executives looted the firm on a massive scale, spending company funds on personal expenses, such as a $12.8 million golf course. The firm has been accused of hiding business relationships between Adelphia and entities tied to the founders and for inflating its financial results. Whos Who: †¢ John J. Rigas, Adelphias founder †¢ Timothy Rigas, former CFO †¢ Michael Rigas,Read MoreSocial Responsibility : Kroger Company983 Words   |  4 PagesSocial responsibility is an ethical framework which suggests that an organization or individual has an obligation to act for the benefit of society at large. Social responsibility is a duty every organization has to perform so as to maintain a balance between the economy and the environment Kroger Company Just in this year alone Kroger has made a substantial impact in society. When it comes to the social aspect the company went above and beyond the norm. Since 2010, Kroger has been contributing $1.2 billionRead MoreComparative Corporate Governance and Financial Goals3999 Words   |  16 PagesChapter 1 Comparative Corporate Governance and Financial Goals ï  ®Ã¢â‚¬Æ'End-of-Chapter Questions 1. Corporate goals: shareholder wealth maximization. Explain the assumptions and objectives of the shareholder wealth maximization pmodel. Answer: The Anglo-American markets have a philosophy that a firm’s objective should follow the shareholder wealth maximization (SWM) model. More specifically, the firm should strive to maximize the return to shareholders, as measured by the sum of capital gains and dividendsRead MoreThe Relationship Between Ownership Structure and Firm Performance: an Empirical Analysis of Listed Companies in Kenya5536 Words   |  23 PagesAND BOARD EFFECTIVENESS ON FIRM PERFORMANCE: NEW EVIDENCE FROM KENYA Vincent O. Ongore, PhD Assistant Commissioner Kenya Revenue Authority P.O. Box 48240-00100, GPO Phone: + 254 (20) 310900 Mobile: +254 723854796 Nairobi. Email: Vincent.ongore@kra.go.ke Abstract Research on corporate governance is very thin on the role of owners on corporate performance, especially how risk-taking orientation of owners comes to bear on decision making processes of the firm. The Board has been given inordinateRead MoreThe Role Of Corporate Governance And Agency Theories1265 Words   |  6 PagesCorporate governance deals with the conflicts of interests between the providers of finance and the managers; the shareholders and the stakeholders; different types of shareholders (mainly the large shareholder and the minority shareholders); and the prevention or mitigation of these conflicts of interests (Marc Goergen, 2012). Can these stakeholder interests be aligned though? And if so how? I will discuss various aspects of corporate governance and agency theories as well as examples of failedRead MoreThe Transformation Of The Legal Function1318 Words   |  6 Pagesby more than one hundred specialists in certain cases, they could be considered as large as some of the legal firms by number of lawyers and developed functions. From its organization, composition and structure as a Department, its professionals, their training on remuneration, its impact on government bodies and influence on corporate governance, as well as the management of legal risks, this study will analyze the seven challenges of internal legal advisors. This paper also analyses the presentRead MoreAgency Theory and Corporate Governance3335 Words   |  13 Pagesï » ¿Agency Theory And Corporate Governance Introduction The global market has shown exemplary contribution to the growth of the worlds development until recently where financial crisis have been bombarding most economies. As a result, the cost of livelihood had been unaffordable to many who live below the dollar. The monetary crisis has led to the lowering of many currencies against the dollar, hence advancing the economy crisis to most worldwide nations. This turn of events has been attributed toRead MoreEffects Of Internal Audit Practices On Financial Performance Of Commercial Banks1689 Words   |  7 Pages1 Introduction 7 2.2 Theoretical review. 7 2.2.1 Agency Theory 7 2.2.2 Contingency theory 8 2.2.3 Lending and credibility theory. 8 2.3 Empirical review. 9 2.4 Conceptual framework 10 2.5.1 Control processes 11 2.5.2 Organizational governance. 12 2.5.3 Risk management 13 2.5.4 Financial performance. 13 2.6 Critique of the Existing Literature 14 2.7 Summary 15 2.8 Research gaps 15 CHAPTER 3 16 RESEARCH METHODOLOGY 16 3.1 Introduction. 16 3.2 Research Design 16 3.3 Target population. 16 3.4 SampleRead MoreCritique Paper on Completing the Audit and Post-Audit Reponsibilities2301 Words   |  10 PagesBennouri, entitled â€Å"Does Auditors’ Reputation ‘Discourage’ Related Party Transactions? The French Case† studies the relationship between the frequency of RPTs and the external auditors’ reputation. Regulators, standard setters and market participants consider related party transactions a major problem in financial markets. The quality of external auditing may be proposed as an important governance mechanism to alleviate the propensity of insiders to use related party transactions. The study tests the prevalence

RFID Technology for Child Monitoring-Free-Samples for Students

Question: Write a short research proposal on an IT Prototype System. Answer: Introduction Information technology id the revolutionary technology that is enabling the individuals to be connected with the world and better decision-making based on the wide range of collected data. It is a great concern of the time that children might be lost or kidnapped while going on vacations or any large park in a museum or city. This report emphasizes on a solution proposed for this problem in the form of an information technology that can be helpful in overcoming the presented scenario. RFID (Radio Frequency Identification) for Child Monitoring RFID is a technology that is not a common phenomenon but it is also not a very new implementation as in Californias preschool had implemented RFID in the clothing of students in 2010. Another example is the in 2004; School district of the Houston, Texas had implemented the RFID chips in manner to monitor 13 campuses. It is becoming popular in various sectors and could be efficiently implemented within the children objects in manner to monitor the location of them through GPS. There are many advantages of implementing RFID chips within the objects of children that includes monitoring them whether they are at right and expected position or not and be notified the path they are going (Hutabarat and Susanto 2017). A limit can be set considering the area and push notifications can be enabled if the child moves out of that region. This technology will enable the parent or guardian to monitor them through GPS implemented within the mobile devices or PCs (Gao et al. 2017). Kidnapping cases w ill be minimised if the exact location of the child is already available and police or federals could easily bring children out of danger (RHemalatha et al. 2017). Despite of these advantages, there are certain issues related to the implementation of this technology within the children that includes firstly, health issues as certain rays and waves will be always coming out from the chip that might affect the health of children. Secondly, not enough experience is needed to manipulate such information technology, as a common programmer can easily manipulate the coding and present vulnerability to the location that will affect the monitoring in all ways. RFID will be implemented obviously, without authorization of the child and thus will raise certain ethical and privacy issues. Despite of these, availability of exact location of child 24*7 will be helpful for their protection in all ways (Hanafi et al. 2017). Many researchers have successfully developed this technology in manner to so lve the existing problem and helps in monitoring them without any extra effort. Conclusion Based on the above report it can be concluded that RFID can be possible solution for the problem and could be an efficient and effective technology for tracking and monitoring the children. There are many advantages including decrement in the growth of crime rate, monitoring children through their exact location, and monitor them where they are going through GPS. However, there is certain privacy, security, and ethical issues related to such implementation as monitoring anyone without having authorization could lead to ethical and privacy issues. References Gao, Z., Guo, H., Xie, Y., Luo, Y., Lu, H. and Yan, K., 2017. ChildGuard: A Child-Safety Monitoring System.IEEE MultiMedia,24(4), pp.48-57. Hanafi, A., Pathan, S., Malik, S. and Nagani, R.A.A., 2017. RFID-based System for School Children Transportation Safety Enhancement with Attendance System. Hutabarat, D.P. and Susanto, R., 2017, February. Designing a Monitoring System to Locate a Child in a Certain Closed Area Using RFID Sensor and Android Smartphone. InProceedings of the 5th International Conference on Communications and Broadband Networking(pp. 54-58). ACM. RHemalatha, M., Divakar, S., Logesh, D. and Kumar, M., 2017. RFID BASED SCHOOL CHILDREN SECURITY SYSTEM.